Compensation Strategy Research Paper Example | Topics and Well Written Essays - 250 words

Compensation Strategy - Research Paper Example The second part of a total compensation package is fringe benefits. Some of the fringe benefits that a company can offer its employees as part of a total compensation package are vacation and sick days, medical plan, dental plan, profit sharing, stock option plans, maternity and paternity leave, performance bonuses, wellness program, flexible time, and telecommuting. A profit sharing plan divides a percentage of the net income of the company into a pool that is shared equally among the workers, while a stock option plan allows the employees the chance to purchase stocks of their employer at a discounted price (Dol). These two fringe benefits provide incentive to the employees to produce more because the employees will benefit if the company achieves greater profitability. Flexible time gives the employees a chance to set their work hours during a week. The use of a total compensation package helps a company accomplish its goals by providing the employees with greater

Diversity in American Education Before 1960 Essay Example for Free

Diversity in American Education Before 1960 Essay The diversity in terms of the student population in American education before 1960 was largely dependent upon the issue of racial equality. The push for racial equality in the United States got a boost from the demands placed on all facets of society during World War II. The mobilization effort relied on the black race to win the war and once it was over, there was no turning back. Furthermore, the ideals of freedom and equality, which were the backbone of the Allied war cry and the foundation for the anti-communist Western movement, did not sit well alongside Jim Crow laws and public acts of racial discrimination. The Jim Crow System is also called â€Å"segregation†. It is a process in and through which Southerners may be said to legitimize their racial supremacy over the Blacks or Negroes. It is a system in and through which the central idea is â€Å"differentiation†. The aforementioned differentiation is done on the basis of ethnicity or race. It is therefore not difficult to see that such a system will encounter numerous criticisms due to the implications that result from it. Differentiation entails the recognition that races are different and as such, it creates a political setting that â€Å"separates† races such as the Whites from the Blacks. In addition to this, it also separates and ultimately, limits or confines races such as the Blacks to a social sphere with corresponding social functions that are imposed on them. In line with this, this paper will focus on the manifestations and effects of racial segregation on the American public educational system before 1960. It will do so since the end of racial segregation within the American public school system was largely determined by the effects of the Civil Rights movement as can be seen in the discussion of the Supreme Court Cases on educational and racial equality before 1960. The following cases will show the effects of racial inequality on the diversity of the population in the American public educational system prior to the aforementioned period. In 1954, the United States of America’s Supreme Court decided a landmark case concerning educational and racial equality. In Brown v. Board of Education of Topeka, 347 U. S. 483 (1954), the Court’s ruling is grounded on the principle that the doctrine of â€Å"separate but equal† [this doctrine is referring to the segregation policy, more specifically, the segregation policy in the schools in the U. S. ] will not and cannot provide Black Americans with the same standards and quality of education available for White Americans. The court thus, outlawed the â€Å"racial segregation of public education facilities† for the aforementioned reason. On May 17, 1954 the Warren Court handed down a 9-0 decision which stated, in clear and certain terms, that â€Å"separate educational facilities are inherently unequal†. Chief Justice Warren writes: Today, education is perhaps the most important function of state and local governments. Compulsory school attendance laws and the great expenditures for education both demonstrate our recognition of the importance of education to our democratic society. It is required in the performance of our most basic public responsibilities, even service in the armed forces. It is the very foundation of good citizenship. Today it is a principal instrument in awakening the child to cultural values, in preparing him for later professional training, and in helping him to adjust normally to his environment. In these days, it is doubtful that any child may reasonably be expected to succeed in life if he is denied the opportunity of an education. Such an opportunity, where the state has undertaken to provide it, is a right which must be made available to all on equal terms. (1954, np) Moreover, racial segregation, as the court sees it, is against the pronouncements of the Constitution; the segregation of students on the basis of race or ethnicity and the legalization of a segregated public school education through the enactment of certain statutes serving to legitimize the creation and operation of schools that are exclusively for Whites or for Blacks, is clearly, not justified. The Supreme Court’s ruling in Brown v. Board of Education of Topeka remains and is still considered as a turning point in the determination of racial diversity in the educational institutions within the United States. The second case involves an implication of the Brown Cases [Brown Cases since there are Brown I, II and III cases]. Due to the Supreme Court’s verdict that segregation is â€Å"unconstitutional† and of course, due to the increasing rallies, boycotts and protests conducted by the advocates of the Civil Rights Movement, issues regarding â€Å"busing† as an appropriate means by which school administrators may comply with the then seemingly constitutional requirement of â€Å"desegregation†. Swann v. Charlotte-Mecklenburg Board of Education, 402 U. S. 1 (1971) was an important United States Supreme Court case which deals with the busing of students to promote integration in the public school system. After the first trial’s decision in favor of the Board of Education, the Court held that â€Å"busing† was the appropriate solution to address the existing racial imbalance among schools at the time, even where the imbalance resulted from the selection of students based on geographic proximity to the school rather than from deliberate assignment based on race. Busing was done as in the cases of two Northern cities; Boston and New York to ensure that schools would be properly integrated and that all students would receive equal educational opportunities regardless of their ethnicity or race Milliken vs. Bradley 418 U. S. 717 (1974), just like the Swann n. Charlotte-Mecklenburg Board of Education case is also another case concerning â€Å"busing†. Specifically, the Milliken vs. Bradley case deals with the â€Å"planned forced busing† of public school students across district lines among 53 school districts in Detroit. Hence, the case is also a consequence of the Brown v. Board of Education of Topeka case. The Court held that â€Å"[w]ith no showing of significant violation by the 53 outlying school districts and no evidence of any interdistrict violation or effect†, the district court’s remedy was â€Å"wholly impermissible† and not justified by Brown v. Board of Education (Milliken vs. Bradley 418 U. S. 717, 1974, np). The following statement by Friedman echoes the ramifications of the Milliken v. Bradley case The world was made safe for white flight. White suburbs were secure in their grassy enclaves. Official, legal segregation indeed was dead; but what replaced it was a deeper, more profound segregation Tens of thousands of black children attend schools that are all black, schools where they never see a white face; and they live massed in ghettos which are also entirely black. (Friedman, 2004, p. 296) Another case set during 1974 shows the conditions of diversity in the American public school system prior to 1960. Morgan v. Hennigan is a class action suit on behalf of fifteen Black parents and 43 children which found the Boston School Committee guilty of maintaining a dual, that is, segregated school system. In a court order issued by Garrity, imposed or forced busing will be done on the city of Boston in order to achieve racial balance in public schools. The aforementioned court order was based on a complex system of racial parity and ignored previous busing solutions. The Boston School Committee, according to the ruling of the court, through various means and capacities violated the constitutional rights of the plaintiffs by imposing segregation in terms assigning students to other areas, segregating residential patterns, transportation and grade system policies, to name a few. The School Committee thus, violated the Fourteenth Amendment of the Constitution because instead of ensuring that Black children be given equal protection under the law, the segregation policies instead placed the Black children in an unfair disadvantage. The proper course of action that schools should take according to the court is to enact policies that will eliminate racial discrimination and not its converse. We will now discuss Boston Busing in the light of Ronald Formisano’s Boston Against Busing: Race, Class, and Ethnicity in the 1960s and 1970s. Formisano’s conclusion regarding busing was that it is a failure. The main aims of desegregation are supposedly, educational equality and racial equality. Both aims however, were never achieved. The desegregation and affirmative action policies were results of the Civil Rights Movement and the Supreme Court rulings on the cases discussed earlier. History reveals that the expedited implementation of these policies was not beneficial to the American society since it involves an overhaul of large areas of American civil society and political culture. This construal may be strengthened by the â€Å"White Backlash Movements† in Boston. Formisano sees the White Backlash [as in the case of Boston] as a reaction to the implemented â€Å"forced busing†. He further defines the White’s reaction as a â€Å"reactionary populism† involving the middle, working class moved by a sense of â€Å"threat† regarding the policies implemented during the time and the escalating number of White v. Black incidents in the community and schools. It is also interesting to note that the White Backlash, like the Civil Rights Movement of the Blacks lacked a unified reaction and stand on the issue. Whites responded differently, so to speak, on the issue of forced busing. Formisano’s analysis that the White Backlash is moved by a sense of threat is indeed a plausible idea. Other Whites actually support the anti-racial discrimination campaigns but the expedited implementation of desegregation, forced busing and affirmative action threatened their sense of security and their sense of community. In other words, it went too far. Given the aforementioned cases, diversity in American public education before 1960 was largely determined by racial stratification. This however was largely affected by the Civil Rights movement since the movement questioned the main assumption regarding the treatment of individuals with different racial backgrounds. References Brown v. Board of Education of Topeka, 347 U. S. 483 (1954). Friedman, L. (2002). American Law in the Twentieth Century. New Haven: Yale University Press. Formisano, R. (2004). Boston Against Busing: Race, Class, and Ethnicity in the 1960s and 1970s. Carolina: University of Carolina Press. Milliken vs. Bradley 418 U. S. 717 (1974). Morgan v. Hennigan, 379 F. Supp. 410 (1974). Swann v. Charlotte-Mecklenburg Board of Education, 402 U. S. 1 (1971). Warren in Brown v. Board of Education of Topeka, 347 U. S. 483 (1954).

Trainee Accountant Recruitment :: Essays Papers

RECRUITMENT OF TRAINEE ACCOUNTANTS Finding ways to support improvements on traditional approaches is a constant challenge to any field and control professionals, who must be open and receptive to change. Not being afraid of change isn't enough, however; accountants must be excited and motivated about new ways of doing things. With the introduction of Human Resources, people in an organization have taken a new role. Long gone were the days when an accountant is a clerk. In today’s day and age, an employee is an asset for that company. They are a major investment and companies thrive in protecting their interests and development. Human Resources (HR) have developed and now is a full fledged field. Most companies have some sort of Human Resource management. Basically where there is hiring and firing, there is Human Resources activities involved. Whether it is a small firm or a large corporation, Recruitment and Selection is needed in every kind of organization. HR defines the organization objective to its employees. It makes the people involved to be part of the organization and work towards a goal. It also enhances ones responsibilities more clearly. The job activities and profile will be to work towards organizational goal yet at the same achieving personal objectives. Hence, in HR employee’s development is very important whether by relationship building or through training. All kinds of skills are taken into accounts and measure before an employee is hired. Career plans and objectivity in life is top priority as this will determines whether the prospective employee is a good investment or not. A major role of HR is Recruitment and Selection, which will be the topic of this article. The Recruitment and Selection procedure in any organization is most important, as they are the foundation for which the company makes the decision of hiring and invests in an individual. Selection means to choose the best candidate for a particular job, keeping in mind how his goals are in tune with the organization’s goals. HR has made this process of selection sophisticated and more challenging. Educational background and years of experience are no longer the only major pre-requisite. What people know is less important than who they are. Hiring, is not about finding people with the right experience. It's about finding people with the right mindset. These companies hire for attitude and train for skill. A mix of ten different intelligence’s: deductive, inductive, mechanical, memory, numerical, perceptual, reasoning, spatial, verbal, and vocabulary.

Julius Caesar - Summary Of Act I-v :: essays research papers

The Tragedy of Julius Caesar is a play about loyalty, betrayal, love, and deception. There are many characters with fairly in-depth personalities. Some of the main characters are Cassius, the crafty, deceptive, witty man who is the leader of the conspiracy that killed Caesar. Brutus, the noble, honest, honorable man who is one of the key members of the conspiracy. There is also Antony, who is Caesar’s right hand man. He is shrewd and ruthless man, willing to do anything to get revenge for Caesar’s death. Act I is centered around introducing the play and some of its characters. The play opens around a crowd of people waiting for Caesar’s return after his victory over Pompey’s sons. As the parade marches by, a soothsayer bids Caesar to "beware the ides of March." Later in Act I, Cassius persuades the frightened Casca to join the conspiracy during a violent storm. They both plan to visit Brutus later with fake petitions to help persuade Brutus to join the conspiracy. Act II opens with Brutus contemplating whether to join the conspiracy or not when Lucius brings Brutus one of Cassius’s petitions. Cassius and five other conspirators enter. Brutus agrees to become a conspirator, but refuses to take and oath, including Cicero in the conspiracy, and killing Mark Antony. Brutus then leaves with Caius Ligarius for the Capitol. Later in the morning, Caesar’s wife, Calpurnia, begs Caesar not to go to the Capitol. He is finally persuaded to go by Decius. Mark Antony and the conspirators enter, and they all leave for the Capitol together. On the way, Artemidorus tries to warn Caesar of his impending death with a letter, which never makes it to Caesar. Portia sends her servant, Lucius, to the Capitol for news while she speaks with a soothsayer who will try to warn Caesar a second time. In Act III, Caesar, along with the conspirators, makes his way to the Capitol. The soothsayer and Artimedorus both try to warn Caesar to no avail. He is killed at the Capitol, stabbed first by Casca with the words "Speak, hands, for me!" All the conspirators except Brutus follow Casca’s lead and stab Caesar. Caesar tries to fend off all the blows until he sees Brutus’s raised dagger. Caesar dies after Brutus stabs him with the words, "Et tu, Brutè? Then fall, Caesar!" Brutus then explains the conspirators reasons for killing Caesar at his funeral. Julius Caesar - Summary Of Act I-v :: essays research papers The Tragedy of Julius Caesar is a play about loyalty, betrayal, love, and deception. There are many characters with fairly in-depth personalities. Some of the main characters are Cassius, the crafty, deceptive, witty man who is the leader of the conspiracy that killed Caesar. Brutus, the noble, honest, honorable man who is one of the key members of the conspiracy. There is also Antony, who is Caesar’s right hand man. He is shrewd and ruthless man, willing to do anything to get revenge for Caesar’s death. Act I is centered around introducing the play and some of its characters. The play opens around a crowd of people waiting for Caesar’s return after his victory over Pompey’s sons. As the parade marches by, a soothsayer bids Caesar to "beware the ides of March." Later in Act I, Cassius persuades the frightened Casca to join the conspiracy during a violent storm. They both plan to visit Brutus later with fake petitions to help persuade Brutus to join the conspiracy. Act II opens with Brutus contemplating whether to join the conspiracy or not when Lucius brings Brutus one of Cassius’s petitions. Cassius and five other conspirators enter. Brutus agrees to become a conspirator, but refuses to take and oath, including Cicero in the conspiracy, and killing Mark Antony. Brutus then leaves with Caius Ligarius for the Capitol. Later in the morning, Caesar’s wife, Calpurnia, begs Caesar not to go to the Capitol. He is finally persuaded to go by Decius. Mark Antony and the conspirators enter, and they all leave for the Capitol together. On the way, Artemidorus tries to warn Caesar of his impending death with a letter, which never makes it to Caesar. Portia sends her servant, Lucius, to the Capitol for news while she speaks with a soothsayer who will try to warn Caesar a second time. In Act III, Caesar, along with the conspirators, makes his way to the Capitol. The soothsayer and Artimedorus both try to warn Caesar to no avail. He is killed at the Capitol, stabbed first by Casca with the words "Speak, hands, for me!" All the conspirators except Brutus follow Casca’s lead and stab Caesar. Caesar tries to fend off all the blows until he sees Brutus’s raised dagger. Caesar dies after Brutus stabs him with the words, "Et tu, Brutè? Then fall, Caesar!" Brutus then explains the conspirators reasons for killing Caesar at his funeral.

American graffit

Film review of American Graffiti American Graffiti shows the life in early 1960s and it's made by George Lucas in 1973. The movie shows a summer night which happened in a small town called Modesto in California and it describes the adventure night about the teenagers who were graduated from high school. There are four main characters in the film called Curt, John, Terry and Steven. It's describe a life at the end of the summer in a small town called Modesto in 1962. There was a evening about the four best friends and they were graduated from the high school.Curt and Steven decided to leave the town and moved to another places and Curt got the scholarship from the local school, but he had the another though about leaving. When Curt was in the car, he saw a beautiful girl with blonde hair and drive a T- Bird said † I love you† to him, he was so excited and wanted to find the girl while he tried to escape from the gang. Finally, he asked the Wolfman for help, the Wolfman rep ort what Curt wanted to say and the girl called him.Steven was the class president, he also wanted to leave the town but it means e needed to leave his girl friend called Laurie who was the head of cheerleader and Curt's sister, at that night, they tried to talk with each other to solve the problems. At the same time, Terry and John were cruise around the town in the evening, Terry got the car from Steven and he got the confident to try to give a deep impression on Debbie. John, who is seen as the best of the race with his yellow car, he drove the car with Carol who was a passenger by mistake.Bob Falfa wanted to have a race with John because he tough he was the fastest in the village, but he lose the race. The strengths of this film is it shows the culture in the early 1960s, people can knew what's the life about at that time and it shows the decision about their future of these four people. For example, Curt got the scholarship from the local high school, at first he did not want t o leave the town but steven persuaded him to leave the town to see the world how big was, Curt believed steven said and decided to leave. The weakness of this film is involved some violence and about the gang bully people.For example, he gang in the local village saw Curt while he was sitting at their car, they wanted to bully Curt and did some bad things with him. In the car park, they fght with Curt and John saw that to help Curt. Some of the people would imitation what they see on the TV or film, so it's not good for the teenagers. In conclusion, American Graffiti is a good film for us, the story is very funny and it can attracted more teenagers to watch it, let more people to know the culture of early American life and after watch the movie, people can make a good decision about their future. american graffit By cyiu

A Cetainty essays

A Cetainty essays The mind, which has grasped a right theory of knowledge, and has experienced it, that mind is on the road to certaintythe only kind of certainty that is open to the consciousness soul because it has begun to cross the threshold between the objective and subjective worlds. Our perceptions and memory are only reliable to the point of how we judge. We see from our own perception and memory. What the mind perceives is realty. Your life can be greatly affected by the way you think. One thing about perception it doesn't have to be off by much to give you a false picture. We may be looking at the picture through cockeyed glasses. It is very difficult to get an accurate rendering of the true story. We justify and defend our perceptions and memories. We permit our self to judge by what is certain in our perceptions and memories. My experience has been we can see the glass half empty or half full. I chose to see the glass half full. Certainty, is an established fact? To be certain is having no doubt and being positive. One thing we can be truly certain about is one day we will leave this life and earth as we know it today and that is certain. ...

How Most Parents In Middle East Country Decide A Babys Name Essay

How Most Parents In Middle East Country Decide A Babys Name Essay How Most Parents In Middle East Country Decide A Baby's Name – Essay Example Naming conventions in the Middle East: Introduction: The naming conventions in the Middle East and in Islamic culture in general strictly adhere to the Prophets suggestion. According to the Hadith, the parents are required to give meaningful and religious names to their children since the Muslims believe that the childs name reflects their personality and also because they believe that individuals will be called by their names on the day of judgement. Hence the names such as Abdullah or Abdur Rehman which are closer to Allah are suggested by the Prophet. With regard to naming a child the Prophet says "Keep the names of the noble Prophets, Allah loves most the names Abdullah and Abdur Rehman. The most truthful names are Harith and Humam, while the most disliked are Harb and Murrah (war and bitter)" (Isconline.org). Structure:In the Middle East, the child is perceived as a critical generational link within the family unit and hence the name given to the child is of crucial significance . All traditional Arabic / Middle Eastern names are comprised of five key components each signifying the childs past and present familial ties and status in the family unit. These include Ism- which refers to the personal name given to the child. The personal names are mostly adjectives which indicate the desired character or trait that the parents wish for the child. Such as Karim - which means generous, or Mahmud- meaning praiseworthy. This is followed by a Nasab which is the name of one or more of the child’s ancestors. It is indicated by the male prefix ibn which means son of and binte which means daughter of. The kunya is used to connect the father or mother to their decendants; the Iaqab traditionally was title or a nickname and lastly the Nisbah which is the last name of the family or ancestors tribe or city. This last name is mostly used by the family through several generations (Palls, 2008: p. 277).Figure:Source: Basis Technology: Government Users ConferenceReferenc es:Palls, B. P., (2008). Cultural portraits: A synoptic guide. Bloomington, IN: Author House PublicationBasis Technology (2000). Government Users Conference [Online] Available at: [Accessed: Feb 12,2014]Isconline.org (2014). Naming babies [Online] Available at: lsconline.org/naming-babies.html [Accessed: Feb 12, 2014]

Essay on International Families

Essay on International Families Essay on International Families Introduction The family structure on an international basis comes from the diverse nature of the world. This is basic even in the simple family structure. The status, â€Å"nuclear family† does not give sense to our society as it once did. The change in the mode of family diverts to single parents as single parents raise more children. The growth of diverse families in terms of religion, race and ethnicity increases with globalization. The differences are common in the life of children, making it a comfort issue in the making of unique family decisions. Families are different, making it difficult to link the similarities and differences. Children are likely to compare their family situations with others making it viable for them to get lessons on appreciation. Comparison on international families International families consists of traditional and the modern family. To analyze this understanding, we look at the family in terms of sociology. International families come in different sizes and family types. The modern family is smaller but uses independence to ensure continuity and growth in the family. The traditional family protects its members by using obedience and bringing the family together. The modern family displays as a nuclear family comprising of a father, mother and children. The average number of children may be one or two depending on the family setting. The comparison of this in the traditional family is the existence of extended individuals. The traditional family setting comprises of more children, grandparents, parents and sometimes aunties and uncles. International families also differ in the roles played in the family. The modern international families present a working father and mother. Both their income help in the upkeep of the family. The father helps in the family chores and in the taking care of the children. The mother and father share equality in the roles presented in the family. The traditional family provides a different setting where the father financially provides for the family. The mother’s responsibility is in taking care of the house chores and in taking care of the children. The other difference is in the values of the family. The modern family values independence. They take matters into their own hands, working to secure responsibility of their actions. This transfers to their children making them independent. The traditional family values obedient values with the father being the main authority of the family. As a result, the children depend on the family. The families display many differences, but also have many similarities. Both families focus on the family’s happiness. The modern family ensures happiness through sharing responsibilities and promoting independence. The traditional family aims at pro tecting the family by ensuring followed authority. The analysis of the families will be in form of values, cultural aspects and relations. Values The interception of family values into the family extends to ensuring working within the set beliefs and standards. It comes with importance for international families to consider the difference in upbringing children. Values of a family help in the definition of beliefs and importance of family growth. The high series of staggering statistics indicate high rates of single mothers, divorce, and reduced child bearing statistics in black families. The difference between the white and black family has an achievement in terms of maintaining stability approach. The â€Å"black family† tales charge in urban centers experience incompleteness in urban centers. An analysis of a documentary, provides us with details pertaining the growth of the family in different views. The documentary follows up very well through on the two high school students, William Gates and Arthur Agree, as they went through with their education in their first year of college. The movie plays a superb role in th e film industry because it is used as a tool to demonstrate some of the social issues faced in the inner city life in the poor black neighborhood. The movie also portrays that it really takes a lot of support either from family, friends as well as a lot of self-motivation in order to encourage and achieve the kind of dreams that transform Arthur Agree’s life having to know the kind of harsh reality that they were facing already not knowing what lay ahead of them. This is seen in the movie as it entails the story of two high school students In Chicago who had a dream of becoming professional basketball players. The two African American teenagers; Arthur Agree and William Gate, studied in a white, Roman Catholic high school called St. Joseph High School in Westchester, Illinois after being recruited by the schools’ scout (Kalman 202). Cultural aspects Cultural aspects play a big role in bringing up children. Different families follow different cultural aspects. International families hold cultural values passed down from their ancestors. Despite the economic adversity, long hours commuting, change in environment and difficult training, Agree and Gates worked very hard to enhance their basketball skills despite the competitive industry in the job. Their families also played an important role in supporting them with the school basketball program. In the film, we get to see Americas’ present view of education, race, economic diversity, social class and values. William Gates of the two students is obsessed to play in the National Basketball Association. Four years down the line, William Gates progresses to the Nike All-America basketball camp. During the camp, one of the coaches, Mr. Lee, informs them that the only reason they were in the camp was to make their schools win and make a lot of money. At the camp, the college coach es tended to overlook high school players. Family relations differ in the procedures of solving neglect and in the advice of teenagers. In relating with other individuals, the life of children varies from the system followed at home and that of school (Mcbride 228). The description of the film shows the family as a social institution relating with the American community. For example in the case scenario where ‘coach Lee’ gives advice to Arthur Agree and William Gates that everything they were getting involved was at it about money and even quoted; â€Å"the whole thing is about money† and tried to explain how they were being used by the school so that it would win and make a lot of money. He even went to further to tell them that, the only way that people like them, people from the poor black neighborhood, would defend themselves as well as their interests from such situation, was through being aware of the fact that it was not just about playing basketball but everything was revolving around money (Mernissi 235). Arthur Agree lived with his parents who broke up but later made u and were back together after Arthur’s father had a drug problem (crack) but managed to get over it. They lived in the Cabrini-Green housing project, whereas; William Gates lived with his single mother and his older brother called Curtis who had missed his own basketball career in college but didn’t give up but rather invested his dreams in his younger brother William Gates. He had so much trust in his small brother such trust in his younger brother such that he even made a comment saying he does not see how the brother, William Gates was not going to make it through his career. Arthur Agree meets his hero in basketball, Isaiah Thomas, an NBA star when he visited St. Joseph High School. William is very excited and makes big smiles as he goes one on one with his favorite basketball star. Isaiah’s had been a student at St. Joseph High School. Arthur Agree and William Gate get temporary scholarships to St. Josephs High School because the school seemed to be a lifetime opportunity to prosper in the pro career in basketball. William and Arthur read at a fourth grade level. William finds a private sponsor to support him cater for the tuition share through St. Josephs high school after facing financial constraints. This only happens after William decides to improve on his reading level and fairing on well in the varsity basketball team. On the other hand, Arthur does not fair on well in his sports or academics. He has indecent behavior in class and gives an excuse that he has been around many white people though he was ready to adjust. Arthur’s coach, Coach Pingatore, sees this kind of behavior as a way of deteriorating to the influence of the new environment Arthur was in (Scheibner 213). Image and identity is differently laid in the public and private sector. The private aspect of the film concentrates on the main issues concerning smoking. Arthur, both in the private and public setting, does not show a difference in his opinion on smoking. His statements in the private setting of his company can be compared to while he is in public. It is controversial as in the real world; many people will have two different characters. In public, attributes of calmness, understanding, and action orientation will be portrayed, but in private, they will posses opposite attributes (MapXL 45). Relations Through relations international families build a strong relation with other individuals. The overall message outlaid by the film creates a basis for discussion. Various competing views are presented in the film. The flexible views strongly rely on the people who the message is targeted. The movie stats in favor of Arthurs views, as he is perceived to have more relevant opinions. Audiences love him, as he is able to justify his arguments, using statement that will draw the attention of crowds. Knowing well that most people relate to evil things, or bad lifestyles, he uses this aspect to support his views. The stable view is that smoking is going to be a continued aspect no matter the circumstances. It is clear that no matter how many talk shows are held on smoking, the tobacco industry will continue to have a reasonable number of customers. Some patients who have cancer due to smoking continue to hold their smoking habit with an attitude of nothing being able to change the circumstanc es faced. This aspect is unchangeable as control to every individual is difficult to attain (Kalman 202). Conclusion The structure of the family is an international basis comes from the diverse nature of the world. This is basic even in the simple family structure. The status, â€Å"nuclear family† does not give sense to our society as it once did. The change in the mode of family diverts to single parents as single parents raise more children. The growth of diverse families in terms of religion, race and ethnicity increases with globalization. The differences are common in the life of children, making it a comfort issue in the making of unique family decisions. Families are different, making it difficult to link the similarities and differences. Children are likely to compare their family situations with others making it viable for them to get lessons on appreciation. If you need custom essays for money dont hesitate to visit custom writing company now! Affordable prices start from $13/page. Professional writers will help you on any topic.

Auntie Mame Essay Example | Topics and Well Written Essays - 1250 words

Auntie Mame - Essay Example Auntie Mame does not hide her lifestyle from Patrick, and she takes care of him with as much honesty and assurance, as she possibly can. Mame is appointed to raise Patrick by her brother as the legal guardian, but when Patrick arrives at her house, she is hosting a party for other people. She feels sorry about that, and she asks Norah, Patrick’s nanny, â€Å"But why didn’t you tell me you were coming today? I’d never have been giving this party† (10). After Auntie Mame laments on her mistake, she happily embraces and kisses him, giving him the reassurance that he is safe. Auntie Mame is also very proud to have Patrick around, as she goes around and introduces him to her guests. Her pride is apparent from her statement that â€Å"This is my brother’s son and now he’s going to be my little boy† (13). After Mame welcomes Patrick into her home, she apologizes for her mistake and promises him that they will talk more the following day. This relationship is an exemplary example of the importance of honesty, acceptance and assurance to a child. Mame does not want to hide anything from Patrick, and she readily admits that she has made a mistake for forgetting about his arrival and hosting a party. Her behavior also provides him with comfort and makes him feel cared for and safe. Auntie Mame and Patrick not only share a child-parent relationship, but also a youngster-mentor bond. For instance, Patrick looks up to her aunt to learn the difficult words that she uses in her conversations with other people. When Mame finds out that Patrick does not comprehend her words most of the time, she is happy to have the chance to teach him or engage in â€Å"molding a little new life† (19). She instructs Patrick to write all the words that he does not understand for later explanation. Patrick seems very excited about this learning process because he â€Å"immediately wrote down six new words which Auntie Mame said to scratch o ut and forget† (19). Patrick’s father stated in his will that he would like him to be sent to â€Å"conservative schools†, but Mame thinks that the schools are â€Å"dull†, â€Å"tiresome† and â€Å"tedious†, and she wants him to go to her friend’s new school since it is â€Å" Coeducational and completely revolutionary and all classes are held in the nude under ultraviolet rays† (20). Many parents or adult guardians give their children a strict education and make it an obligatory and tiresome process, but Mame tries to make education a fun and engaging process. This not only promotes Patrick’s willingness to learn new information, but it also increases his curiosity in learning about life’s experiences. Even though Mame faces many difficulties especially in regard to her financial problems, she does not give up taking care of Patrick. For instance, during the Great Depression, Mame’s investments fail, and s he can only have â€Å"two hundred dollars a month†, so she has to go to work in order to â€Å"keep Patrick in that wretched St. Boniface school† (40). Mame finds and engages in many jobs during this period, but none of them lasts long. For example, Mame becomes a copywriter at Vanity Fair and is fired due to inaccurate writing; she also works as a reader, but she loses the manuscript and gets fired. Mame keeps working and finding jobs to sustain her family until she meets and falls in love with Beau Burnside, who is a

The Nature of Truth Essay Example | Topics and Well Written Essays - 500 words

The Nature of Truth - Essay Example Charles Darwin suggested the theory of evolution, by natural selection. He collected multiple pieces of evidence to support his idea so that he can make the idea realistic to the people. After looking at all the evidence, he came up with the conclusion that the theory of evolution was the beat explanation that he could come up to support the discoveries that he found during his research (Scott, 2008). The history of all living things is usually documented in the multiple lines of evidence, which form a convergence and tell the story of life as time passes. The first piece of evidence of evolution is found in fossil remains that have been discovered in time. These fossils serve as snapshots of history, and they are used to illustrate the evolutionally changes that have taken place over time. Fossil remains started being discovered as early as in the seventeenth century. Each new fossil that is discovered brings new clues as to the understanding of human history (Scott, 2008). Other evidence ids brought about by the study of embryology and the observation of similarity between species. Embryos of early vertebrates look similar. These species differs in their genetic structures due to the genetic changes that every organism undergoes so as to adapt to the environment, evolution was also brought about by natural selection where nature choose the beat species that are best adapted to the environment (Scott, 2008). The theory of evolution is supported by many pieces of evidence; Biogeography is the study of a number of species in an area over a given period. This study gives the idea that if the evolution theory is true, then species that are related should be found in the same geographical area this is in the exemption of the animals that have a high mobility rate like birds (Scott, 2008). There are other theories that are against the theory of evolution. These theories include the creation theory, the big bang

To what extent was Nationalism in Africa and Asia in the Early Essay

To what extent was Nationalism in Africa and Asia in the Early Twentieth Century a Mass Movement - Essay Example We will try to focus on this question and try to give the answer to this question further on. The following path of nationalism can be traced: it expanded from the Middle East and started in west Asia and finally it reached North Africa. The main goal of Arab nationalism was to reduce the influence of the western states on their countries. Arabs united their ideas under a common concept "Pan-Arabism". Arab nationalism expanded into a mass movement though initially it was formed by a small number of individuals. We can claim that different regions experienced different complexities and challenges in the process of mass movements of nationalism. The author is focused on the Southern African urban history of Malawi. There was a serious impact of settler colonialism. As a result of Blantyre failure, this region was subjected to the external oppression caused in the process of industrialization. Different African colonies developed a proper reaction to the process of colonization. There a re numerous responses and different reactions to the processes of post-colonization period in the African colonies. Colonialism brought an end to the slavery in Europe. Certainly this great social and political change resulted in expansion of poor people who had a chance to change their lives. Colonialism brought peace to some African areas. ... Asians were oppressed in the region but later Africans were discriminated too. The Africans did not have an opportunity to purchase land. There was an essential decrease of wages and in some occupations there were lower levels of wages increase. During the period between the end of the Second World War and the transition of political power in I964, Blantyre's population increased greatly. Even in 1957 the city's inhabitants lived under conditions of a severe poverty. They could not even buy food for themselves. African businessmen were mainly focused on supporting their stable economic positions. There were two great events following the period of 1953-1962 years: the workers initiated their own movement and they tried to fight for their rights. It was a period of a social turmoil. Only regime of Dr. Banda signifies a progressive development of the region. Unfortunately, trade unions were too weak and people showed ineffective struggle for their independence. The workers in Blantyre had an opportunity to promote their interests after they were inspired by Dr Banda. Another study is devoted to Syria. Political movements, social and economic changes in the life of this country are taken into account by the author of the study. A great interest of the historians to this country has been shown starting from 1960s. As a rule, development of Syria has been considered in terms of a cultural context. There were dependent ties in Syria, such as vertical and parochial connections (McCracken). The author further claims: "Not until the management had backed down by agreeing to the appointment of a Tribunal of Inquiry did the strikers come together in a mass meeting as members of the union. And

Analysis of Marketing plans for Forever Charge Assignment - 8

Analysis of Marketing plans for Forever Charge - Assignment Example This identifies a comprehensive basis for understanding the marketing environment and helps in ensuring a detailed marketing plan. Organization and precision of contents of each of the areas are however not adequate for an effective marketing plan. The environmental analysis fails to discuss customer factors and this means missing links in the plan. Other factors such as recession, competition, and technology advancements are just mentioned but are not discussed. Environmental factors, as used under environmental analysis, are also not specific because even technological factors, recession, and competition are environmental factors. Such organization of the section into external, internal, and customer factors and a discussion of aspects of each of the group of factors would have been appropriate. Even though SWOT analysis appears organized (Ferrell and Hartline 38, 39), its contents are not accurate. Helping to promote business, for example, is more of an objective than an opportuni ty, and if an opportunity exists for promoting business then that should be discussed with clarity. The marketing plan is for Forever Charge, a product of BKSK Inc. The product is a wireless charger that is new in the market and is being marketed for a new company. The objective of the plan is to win consumers’ trust towards sales and profits. Below is the analysis of aspects of the plan. The marketing plan is detailed and this allows for consideration of factors to the success of plan implementation. Each of the sections of the plan is organized into subsections in which details are discussed. Analysis of the marketing environment, for example, includes discussion on technological, competitive, economic, socio-cultural, legal, and social factors to the marketing environment. This ensures effective decisions on the explored areas.  

Developing a Public Relations Plan Essay Example | Topics and Well Written Essays - 1000 words

Developing a Public Relations Plan - Essay Example The American Red Cross is the US affiliate to International Red Cross and Red Crescent Societies. The organization does not have business profits as its motive of operation. On the other hand, the mission of American Red Cross is to help and save the people of the society by providing them shelter, food, education and basic amenities of life during the conditions of emergency. The purpose of the American Red Cross is to lend a helping hand as life support to the destitute and people affected because of disasters. The disasters may be natural as well as man-made. American Red Cross serves the noble cause of supporting the section of the society who are helpless and are in need of basic amenities for existence. Facts and rationale: the event that created negative publicity The American Red Cross elected its seventh CEO, Gail. J. McGovern amidst scandals involving their former CEO in 2007. Post-election of the seventh president, the American Red Cross lay off around one thousand employe es from its operational work force. The job cuts imposed by the senior management was brought about in order to restore a balance in the financial condition of the non-profit organization in a situation of crunch in the fund raising activities. The squeeze in the donation receipt in the denominations of the dollar as sources of funds for the organization led to the job cuts of around one thousand workers. ... The public relation between the organization and the society is extremely important for carrying out their welfare activities. Thus negative publicity due to this event laid to the public relations crisis. Goals of campaign: rationale behind choosing these goals The goals of the campaign are to reduce the caused damages due to the occurrence of public relations crisis. The specific goals include sustaining the public image of the organization that has developed over the years, maintain the confidence level of the public on the operations of the organization and also maintain a continuous flow of donations to the organization as a major source of fund for its operations. The reason behind choosing these goals is to maintain a healthy public relation with the society which is the key to effective operations of the organization. The organization provides relief, shelter, food, education and other basic amenities of life to the helpless people of the society and to the victims of disaste rs. These are funded majorly from the donations of the public. The organization conducts fund raising campaign in order to raise money from the people. Thus, healthy public relations are required to be maintained by the organization with the people of the society. In order to restrict the damage due to the situation of public relations crisis from the job cuts imposed, these goals have been chosen as a part of the damage control campaign. Steps to achieve the goals The steps to be taken in order to achieve the goals are to be designed in a calculated manner. A crisis communication plan needs to be set up by the organization. As a part of the crisis communication plan, the content of communication with the public needs to be prepared

Analysis of Marketing plans for Forever Charge Assignment - 8

Analysis of Marketing plans for Forever Charge - Assignment Example This identifies a comprehensive basis for understanding the marketing environment and helps in ensuring a detailed marketing plan. Organization and precision of contents of each of the areas are however not adequate for an effective marketing plan. The environmental analysis fails to discuss customer factors and this means missing links in the plan. Other factors such as recession, competition, and technology advancements are just mentioned but are not discussed. Environmental factors, as used under environmental analysis, are also not specific because even technological factors, recession, and competition are environmental factors. Such organization of the section into external, internal, and customer factors and a discussion of aspects of each of the group of factors would have been appropriate. Even though SWOT analysis appears organized (Ferrell and Hartline 38, 39), its contents are not accurate. Helping to promote business, for example, is more of an objective than an opportuni ty, and if an opportunity exists for promoting business then that should be discussed with clarity. The marketing plan is for Forever Charge, a product of BKSK Inc. The product is a wireless charger that is new in the market and is being marketed for a new company. The objective of the plan is to win consumers’ trust towards sales and profits. Below is the analysis of aspects of the plan. The marketing plan is detailed and this allows for consideration of factors to the success of plan implementation. Each of the sections of the plan is organized into subsections in which details are discussed. Analysis of the marketing environment, for example, includes discussion on technological, competitive, economic, socio-cultural, legal, and social factors to the marketing environment. This ensures effective decisions on the explored areas.  

Computer Platforms Essay Example | Topics and Well Written Essays - 2500 words

Computer Platforms - Essay Example This report will present the research based analysis for the state-of-the-art technology implementation in audio and broadcast areas. This report will suggest and provide the recommendation based analysis for the implementation of this technology at Radio Station. Computers are commanding tools that facilitate users to store and carry out operations on large amounts of data rapidly. Basically every organization, no matter what is the size of organization; makes use of the computers to hold bookkeeping, track inventory, and store documents. As organization develops they frequently need a number of people to input and process data at the same time. For this to be advantageous, those people must be able to distribute the data each person enters. Networking computers turns out to be useful in these circumstances. Networks are merely a collection of computers linked by cable or other media as a result they can share information. Networks made distribution of data much straightforward and more efficient for users (Nash, 2000, p. 5). The development and accomplishment of computer and information technology has fundamentally transformed the working and performance of every field of life (Laudon & Laudon, 1999). At the present time, we have more rapid means of information transferring and communication. The effect of the computer and information technology (ICT) in media industry is tremendously deep and influential (Laudon & Laudon, 1999). The Radio industry is also a most important area of media that has a greater influence in working and handling of the radio station. Over the past few years, modern and the up-to-date Radio technology particular to the area of information and entertainment has transformed dramatically. A supreme example of this is satellite radio. In the place of the listening the customary Radio transmission, we at the present time, are able to listen the local radio channels

Haleeb Relaunch Report Essay Example for Free

Haleeb Relaunch Report Essay Current Size, Growth and Profitability: Recently, Haleeb Foods has reached a turnover of Rs. 9. 2 Billion in the year 2009. It was a loss, though, as Haleeb Foods has been experiencing a slump since 2-3 years due to internal management and quality issues. Competition may pose a threat because the company will have to maintain its leadership in an expanding market so that it doesn’t lose its market share to its competitors. For Haleeb it might be difficult to maintain its market hare in a market where the loyalties exist for such brands as Nestle and Olper’s. These brands have been in the milk industry and have left a mark in the minds of consumers in terms of quality. Competition seems to be getting tougher as a result of new players entering the dairy market. Haleeb’s primary competitors are Nestle milk pack and Olper’s milk. The Secondary competitors are Nirala, Halla, Good milk and Gourmet milk. Primary Competitors: Prema: Prema milk fresh, pure and nourishing, straight from our own state-of-the-art dairy farms. With the combination of natural vitamins, minerals, and a great creamy taste, Prema milk provides truly natural milk, with all the essential nutrients needed for healthy bodies and bones, including rotein, calcium, riboflavin and vitamin A. As an all purpose milk, Prema milk is perfect for the whole family for drinking, cooking, as well as a tasty tea whitener. Prema has a market share of 20%. Olper’s: Launched on March 20, 2006, Olper’s milk is EFL’s standardized and homogenized pure UHT (Ultra heat treated) milk with 3. 5 % fat and 8. 9 % solid non-fats. It is EFL’s premier brand, and the choice of quality-conscious consumers who only go for the best. It is available in easy-to-open, 6-layered Tetra Pak Brick Aseptic red packaging and comes with a 3 months shelf life. Olper’s has a market share of 20%. Nestle Milk Pack: Pure, rich and delicious NESTLE MILKPAK standardized UHT milk benefits from Nestle’s expertise in bringing you the very best life has to offer and benefits from 140 years of consumer trust. It comes in four convenient packages and provides a nutritious value to its consumers by educating them about the advantages of milk. They provide valuable information on the packaging and advertise how Nestle milk provides all the essential nutrients. In another words they keep in track of the changing trends and the change in consumer preferences. The market share for Nestle milk pack is 30%. Secondary Competitors: Nurpur, Nirala, Good milk and Gourmet milk altogether comprise of about 10. 5% of the total market share. SWOT ANALYSIS Strengths: * Ultra-Modern technology: Haleeb Foods is using a high-tech modern UHT plant known as â€Å"Tubular Heat Exchange System† in which there are closed pipes of hot and cold water which treat the milk at the time. In this process, the milk is first revolved around the hot pipe which raises the temperature to about 140*C to kill bacteria and other germs and then around the cold pipe which lowers the temperature to around 2-3*C. This process gives the milk its natural thickness and taste. Whereas its competitors use â€Å"Heat Injection System† in which steam is injected into the milk to kill the bacteria and then cooled down The Brand â€Å"Haleeb†: Haleeb is one of the oldest UHT Milk providers of Pakistan and has developed its name through out the country. Every person, whether it be a child or an adult or an elderly, knows about this name and would prefer buying Haleeb Milk rather than any other new ones. It is using the ‘corporate brand strategy’ i. e. making use of the corporate image to affect customer purchase decisions. Examples are Haleeb yoghurt, Haleeb butter, Haleeb milk. Here what is important is not only the reputation of the company but also the concept of customer loyalty to the brand. * Owning the color â€Å"Blue†: Haleeb from the very beginning has identified and associated itself with the color Blue. Every time a person enters a grocery shop and sees a blue pack on the milk shelf, he/she instantly recalls the brand as Haleeb which gives it a competitive edge over its competitors such as Olper’s or Ollwell or Nestle. * High Quality Milk: Haleeb has always provided the best quality milk as it claims â€Å"SAB SE GHARA DOODH (THICKEST MILK)†. Whenever this statement is either displayed or heard somewhere, it instantly associates itself with Haleeb. * Rigorous Quality controls: Haleeb undertakes 21 rigorous quality control tests on every portion of the milk to ensure it is the best out there. Efficient Research and Development department: Haleeb often conducts researches to find out the requirements of the consumers before and even after the launch of a certain product which helps them in making changes to their products according to the consumers’ preferences. * Diversified Brand Portfolio: Haleeb, over the time period, has diversified itself into many products other than milk such as juices, ghee, butter, cheese, low fat milk, etc which gives it a competitive edge and helps it to grow even further and increases its profitability. Weaknesses: * Marketing (Advertisements): Haleeb seldom advertises its products which is a big weakness as its competitors spend a huge amount on TVC’s, Radio spots, etc. The only commercial Haleeb use, is for its milk which is quite old fashioned and doesn’t match up with the requirements of the consumers now days. Considering the competitors like Olper’s and Nestle Milk pack, their TVC,s are seen over and over again during prime times along with bill boards in every heavy traffic street. Awareness of these brands is much more as compared to Haleeb. Packaging: Haleeb, since its beginning, has been using the same packaging which has resulted as a bad sign for the company. Haleeb needs to revamp its packaging keeping consumer wants and perceptions in mind. Over the years customers are accustomed to changes as this is the era of fast transformation and anyone who does not keep up with the times will loose. Therefore Haleeb should step out of its comfort zone and co me up with a new packaging for milk with sharper colors, fancier logos and convenient packs for easy accessible usage. Haleeb is dependent upon Tetra Pak for the packaging of its entire dairy products. Tetra Pak is the only option available to Haleeb for packaging because it is having monopoly in the packaging sector in Pakistan. Due to this reason, Tetra Pak can charge them higher and it could increase the production costs. There is a bargaining power of suppliers. * Demand-Supply Imbalance: The demand for milk is not being completely fulfilled by Haleeb as it is a processor of milk rather than a producer. OPPORTUNITIES: * Increased funding by Government: Government has decided to increase farmers’ funding. This is an opportunity for Haleeb because previously due to weather conditions and other reasons there was lots of wastage of milk but now that can be reduced as farmers will be better able to store milk for longer time periods. * Awareness: Growing dissatisfaction with loose milk and increasing awareness about health and hygiene issues have led to increased processed milk consumption. People are becoming more health conscious as education is increasing in villages. The population is becoming aware of the diseases associated with loose milk coming from unreliable sources. The increase in knowledge has also created awareness for nutritional value in any content of food or drink. Nestle unlike Haleeb has used this opportunity to provide consumers with an additional proved reason to buy packaged milk. Haleeb should pursue this opportunity. * Third largest producer of milk: Pakistan is the Third largest producer of milk in the world with a total production of 32 billion liter of milk a year, whose value is more than that of the combined value of wheat and cotton, from a total herd size of 50 million milch animals (buffaloes and cows). Livestock accounts for 46. 8 percent of agricultural value added and about 10. 8 percent of the GDP. Milk is the largest commodity from the livestock sector accounting for 51 percent of the total value of the sector. Due to the steps taken by the government and private sector, country’s annual milk production is expected to grow at an additional 3 billion liters in the next few years. This is quite an opportunity for ENGRO foods as there is lot of growth in this part of the sector. Threats: * Competition: Competition may pose a threat because the company will have to maintain its leadership in an expanding market so that it doesn’t lose its market share to its competitors. Competition seems to be getting tougher as a result of new players entering the dairy market such as Olper’s, Ollwell, Gourmet, etc. Competition is a very important threat because in order for you to excel, you have to be well aware of the next move that your opponent will take. The idea is to prevent losing your potential customers as well as those who were loyal to you. Haleeb milk cannot afford to give their loyal customers a reason to prefer another brand.

Study on Phone Usage for Financial Services

Study on Phone Usage for Financial Services A STUDY ON USAGE OF MOBILE PHONE IN THE ACCESS OF FINANCIAL SERVICES AMONG RESIDENTS OF KANGUNDO CONSTITUENCY Background to the study The use of mobile has been taunted as the next big thing in the empowering of communities. ICT plays a big role in literally all spheres of life, and this explains why the government has supported laying of ICT infrastructure across the country. It is reported that Central Bank of Kenya’s enabling regulatory approach allows 23 million people (74% of adult population) to use mobile financial services via 90,000 agents (Alliance for Financial Inclusion, 2012, P.20). Expansion of the ICT sector has a direct contribution to a society’s access to information and subsequently empowerment. The use of mobile phone has revolutionized banking in the recent past, by netting the initially unbanked. Inventions in mobile phone have made tremendous contributions to financial services advancement. Banks have jostled to outsmart each other by launching varied mobile banking services, so are the mobile network operators. Such services by the banks are dependent on the platforms of existing mobile phone network operators. These services are accessed through USSD, WAP applications and internet banking. We have seen the emergence of mobile bank accounts such as M-benki (KCB), M-Shwari (CBA), M-Kesho (Equity Bank) and Pesa Mob (Family Bank). There have been partnership deals among these Banks and Mobile phone operators. Moreover, customers are able to access credit facilities through these mobile bank accounts as well as make loan payments. Other services in clude funds transfer, airtime top up, credit card payment, accessing mini-statements, balance enquiries and even stoppage of cheques. Agency Banking, which was meant to bring banking services closer to the customers equally relies heavily on the use of mobile phones. They include KCB Mtaani and Co-op Jirani. However, it is notable that there is a variation in usage of the mobile phone platform between urban and rural areas. We shall seek to know the trends in the usage of mobile phones to access financial services by residents of Kangundo Constituency. Statement of the problem This is a study to gauge whether residents of Kangundo constituency have embraced mobile phone technology to access financial services. Significance of study This study seeks to appreciate the use to technology to ease financial services accessibility. Traditional methods of visiting banks have long been overtaken by inventions in technology. Therefore this study will seek to explore whether the residents of this constituency have taken advantage of the more convenient financial services provision methods, as is now commonly known- paperless and Branchless banking. Access to banking services includes access to credit facilities which are a key catalyst for economic empowerment. The findings of this survey will prove useful to the constituents of Kangundo, financial services providers as well as mobile network operators. Purpose of the study This study seeks to: To establish the number of residents who own mobile phones To establish the number of residents who have registered for mobile phone services such as Mpesa, Airtel Money, Yu Cash and Orange Cash To establish the number of residents who have opened mobile bank accounts To establish applications used to access mobile banking services: USSD, WAP, Internet banking To establish the usage of bank agents in access of financial services To establish demographic trends in access of Banking services (Age, sex, education, employment status) Definition of concepts USSD- Unstructured Supplementary Service Data WAP Wireless Application Protocol Unbanked By definition, unbanked customers have no checking, savings, credit, or insurance account with a traditional, regulated depository institution (Delloitte, 2012, p.2) Literature Review The government recognizes ICT as a foundation for economic development, and as such, Kenya’s vision of knowledge based economy aims at shifting the current industrial development path towards innovation where creation, adoption, adaptation and use of knowledge remain the key source of economic growth as this is a critical tool for expanding human skills and rests largely on a system of producing, distributing and utilizing information and knowledge that in turn plays a great role in driving productivity and economic prosperity (Government of Kenya, 2013, p.21). One of such ICT tools is the mobile phones which continue to offer a myriad of opportunities, specifically on the financial sphere. To leverage on the above, the Government bets on the increase in communication to spur economic growth in tandem with the vision 2030 blueprint. As Watts, 2001 observes, ‘’some clients may prefer to access services at a distance. Increasingly, in all fields, consumers want a service to be available when they identify a need for it, with minimum delay and minimum effort: they want it here, and they want it now’’ (p6). The urge to access services with urgency and at a minimum cost is making more people gravitate towards technologically based products that are available through the mobile phone. The use of this gadget has simplified life and as such transactions can comfortably be initiated and terminated at one’s convenience. Further, it is notable that the settlement of these transactions is instant. ICT increase efficiency, productivity, and access to goods, services, information, and markets. Demand for these benefits is high. If the right compliments- such as power, connectivity, content, skills and support systems, functional markets and supportive policy frameworks- can be put in place, demand for ICT will be correspondingly high (William J. Kramer, Beth Jenkins, Robert s. Katz, 2007, p.9). With Kangundo being a rural area, we shall then be interested in knowing how the use of mobile phone has impacted on its residents, and whether they have taken full advantage of this revolutionary tool that continue to transform lives across the globe. Mobile phones have characterized the everyday life of Kenyans. Cheap Chinese phones have found their way in the market and this has eased the affordability of this ICT tool. Mobile ownership at the household level is almost as high as access. Approximately 75% of the households have at least a member who owns a mobile phone. In rural areas, ownership is 67% while in urban areas ownership reaches 90% (CCK, 2011, p.13). It is essential for banks to sensitize on mobile banking and ensure that customers maximize its use bearing in mind the capital invested (Korir, 2012, p.43). Information is power and banks have a role to play if they are to penetrate and crack open the mobile banking market. Banks will rely much on studies to inform their decisions on the best way to tap in to this market. The government has indeed been on the forefront by championing for ease of access of banking services to all citizens. Branchless banking through retail agents is made possible through the information and communication technologies that customers, retail agents and mobile network operators use to record and communicate transaction details quickly, reliably and cheaply over great distances. Among the first mobile network operators in the world to offer branchless banking were Globe Telecom and SMART in the Philippines. They launched their SmartMoney service in 2000 (in conjunction with Banco de Oro) followed by the G-Cash1 service in 2000. Customers can store cash, send funds from person to person, pay bills, make loan repayments and purchase goods at shops. They primarily use G-cash to buy airtime and to send money to friends and family (Financial Sector Deepening, 2009a, p1) Mobile banking represents a more cost efficient channel for the banks, allowing them to charge less for transactions, and permitting the consumer to have immediate access to information related to their bank accounts.P.3. Worldwide, more people now own a mobile phone than a bank account. A revolution in mobile phone payments is taking place. The way mobile devices are evolving makes it difficult for banks to find the right solution to manage complex technologies and provide a consistent service to customers. http://www.cr2.com/solutions/mobile-banking/mobile-banking-solution.html Alliance for financial inclusion. A High Level Conference on Kenya’s Economic Successes, Prospects and Challenges Making Inclusive Growth a Reality September 2013 Central Bank of Kenya’s enabling regulatory approach allows 23 million people (74% of adult population) to use mobile financial services via 90,000 agents. Pg 20 References Alliance for Financial Inclusion. 2013. A High Level Conference on Kenya’s Economic Successes, Prospects and Challenges Making Inclusive Growth a Reality. Retrieved on February 22, 2014 from Delloitte. (2012). Banking the Unbanked: Prepaid Cards, Mobile payments, and Global opportunities in Mobile Banking. Retrieved February 22, 2014, from https://www.deloitte.com/assets/DcomunitedStates/Local%20Assets /Documents /FSI/US_FSI_Bankingtheunbanked_043012.pdf

Managing a Multigenerational Workforce Essay -- Business, Workplace Mo

The United States economy has experienced highs and lows throughout the years. These changes affect everyone in one way or another. The U.S. workforce is not exempt from feeling the effects of the economy. Many individuals across the nation have reassessed their career and personal goals due to financial hardships. One major trend developing is that individuals are beginning careers earlier, and ending careers later. The good old days of retiring at sixty-five are replaced with worrying about health care costs and retirements plans, with no retirement date in sight. Many parents are unable to foot the bill for their college-aged children, so the workforce has also seen a jump in young adults entering into the workforce. Nationwide, organizations are witnessing for the first time ever, four different generations working side by side. These generations have been labeled as the veterans or the traditionalist group (born before 1945), the baby boomers (born between 1946 and 1964), generation X (born between 1965 and 1980), and generation Y (born after 1980). As a manager it can be quite challenging to manage four different generations of workers. All four generations have different strengths and weaknesses, so it takes a great manager to merge all of them into one productive team. To be an effective manager of such diverse groups, it takes understanding and appreciating the qualities each generation offers. This review analyzes current research available describing the differences between each generation, how to motivate each generation, and how to effectively merge the generations into one cohesive group. DIFFERENCES BETWEEN GENERATIONS Currently, in the United States, there are over 1 million workers that are 75 years of age o... ...orce earlier it is a fact of life that managers will encounter a multigenerational workforce at some point. Organizations need to prepare management to be able to handle such diverse populations. It was somewhat surprising to review the literature, and discover most all researchers agree that different generations of employees have different needs and are motivated differently. It is important to note that while researchers agree about generational generalizations, they are just generalizations. A manager needs to be aware of the generalizations about each generation to help them understand, but be careful not to let it become a stereotype and affect the way they approach that employee. The main point is that every employee brings something valuable to the workplace, and managers need to be aware of how to utilize those strengths to the organization’s benefit. Managing a Multigenerational Workforce Essay -- Business, Workplace Mo The United States economy has experienced highs and lows throughout the years. These changes affect everyone in one way or another. The U.S. workforce is not exempt from feeling the effects of the economy. Many individuals across the nation have reassessed their career and personal goals due to financial hardships. One major trend developing is that individuals are beginning careers earlier, and ending careers later. The good old days of retiring at sixty-five are replaced with worrying about health care costs and retirements plans, with no retirement date in sight. Many parents are unable to foot the bill for their college-aged children, so the workforce has also seen a jump in young adults entering into the workforce. Nationwide, organizations are witnessing for the first time ever, four different generations working side by side. These generations have been labeled as the veterans or the traditionalist group (born before 1945), the baby boomers (born between 1946 and 1964), generation X (born between 1965 and 1980), and generation Y (born after 1980). As a manager it can be quite challenging to manage four different generations of workers. All four generations have different strengths and weaknesses, so it takes a great manager to merge all of them into one productive team. To be an effective manager of such diverse groups, it takes understanding and appreciating the qualities each generation offers. This review analyzes current research available describing the differences between each generation, how to motivate each generation, and how to effectively merge the generations into one cohesive group. DIFFERENCES BETWEEN GENERATIONS Currently, in the United States, there are over 1 million workers that are 75 years of age o... ...orce earlier it is a fact of life that managers will encounter a multigenerational workforce at some point. Organizations need to prepare management to be able to handle such diverse populations. It was somewhat surprising to review the literature, and discover most all researchers agree that different generations of employees have different needs and are motivated differently. It is important to note that while researchers agree about generational generalizations, they are just generalizations. A manager needs to be aware of the generalizations about each generation to help them understand, but be careful not to let it become a stereotype and affect the way they approach that employee. The main point is that every employee brings something valuable to the workplace, and managers need to be aware of how to utilize those strengths to the organization’s benefit.

The Yellow Wallpaper -- essays research papers

  Ã‚  Ã‚  Ã‚  Ã‚  Vintage short stories are meant to entertain their readers. However, many passive readers miss the true entertainment that lies within the story in the hidden context. Most short stories have, embedded in the writing, a lesson or theme attached to them. In the short story â€Å"The Yellow Wallpaper,† Gilman demonstrates a woman who has suffered from repression and longs for the freedom from her controlling husband. Gender conflicts play a major role throughout this story. The author portrays these kinds of conflicts through the three main characters, John, Jennie and the narrator. The theme of this story is a woman's fall into insanity resulting from isolation from treatment of post-partum depression. Gilman is also telling the story of how women were thought of as prisoners by the demands of the society throughout that time period. She also expresses the punishments these women had when they tried to break free. As a reader, we see how much control John h ad over her and how it ended up affecting her individuality.   Ã‚  Ã‚  Ã‚  Ã‚  The narrator in â€Å"The Yellow Wallpaper† writes about her experience in dealing with depression. As a result her husband, a physician, decided that it would be a good idea for them to take a trip to the country for the summer where she could get the rest and isolation that she needs. In the beginning the woman becomes increasingly unhappy as she is forced to occupy a room that she despises. She describes the wal... The Yellow Wallpaper -- essays research papers   Ã‚  Ã‚  Ã‚  Ã‚  Vintage short stories are meant to entertain their readers. However, many passive readers miss the true entertainment that lies within the story in the hidden context. Most short stories have, embedded in the writing, a lesson or theme attached to them. In the short story â€Å"The Yellow Wallpaper,† Gilman demonstrates a woman who has suffered from repression and longs for the freedom from her controlling husband. Gender conflicts play a major role throughout this story. The author portrays these kinds of conflicts through the three main characters, John, Jennie and the narrator. The theme of this story is a woman's fall into insanity resulting from isolation from treatment of post-partum depression. Gilman is also telling the story of how women were thought of as prisoners by the demands of the society throughout that time period. She also expresses the punishments these women had when they tried to break free. As a reader, we see how much control John h ad over her and how it ended up affecting her individuality.   Ã‚  Ã‚  Ã‚  Ã‚  The narrator in â€Å"The Yellow Wallpaper† writes about her experience in dealing with depression. As a result her husband, a physician, decided that it would be a good idea for them to take a trip to the country for the summer where she could get the rest and isolation that she needs. In the beginning the woman becomes increasingly unhappy as she is forced to occupy a room that she despises. She describes the wal...

High School vs College Essay

Upon attending college for a semester and a half, I have found that I enjoy being a college student more than being a high school student. In the time that i have been in college, I have seen that more freedom is allowed to students in college than in high school. Such choices as the note taking, the environment, or class selection are a few examples of how college is less restrictive than high school. Because of the educational freedom and having more control over my education, I find being a college student more enjoyable than being a high school student. In high school, the classes that students take appear to be easy. They seem easy because when a person is in high school, he/she can just brush effects off. For example, if someone does not pay attention and does not do anything for the entire class period, he/she can copy someone else’s notes and still learn the material because they have that class five days a week. Another reason high school classes give the impression of being easy is because a person can miss school/class, not get penalized, and most of the time the teacher will go over the material the student had missed. â€Å"High school is mandatory and free whereas college is voluntary and expensive. â€Å"(Information for High School Students) On the other hand in college, the classes appear to be hard. A college student cannot just brush a class off. Well, he/she can, but they will suffer from it in the long run. For instance, if someone does happen to attend class but has no intention of paying attention to the lecture, he/she is going to suffer from not being attentive and will wish he/she did pay attention because most of the time professors do not review any of the lectures or material before a test. Like high school, a college student can copy another student’s notes it may be slightly helpful, but not as much as if they had been in class and attentive. College classes are also hard because a person cannot really miss a class. In order to know what is going on and what assignments are going to be due, a student needs to attend every class if possible because he/she does not have the same class five days a week. In college, it is either two or three days a week and that is it. If someone does miss a class, it is very hard to catch up on what he/she missed. In high school, â€Å"teachers provide you with information you missed when you were absent but in college professors expect you to get from classmates any notes from classes you missed. † (The Differences High school vs College) In my opinion, missing one class in college is like missing a whole week in high school because that is how much material is covered in one class. Another topic to be compared and contrasted is note taking and teachers. in high school, the notes are given directly to the students by the teacher; spelled out and everything. Sometimes the teacher will tell the students what to write down in their notes from the textbooks that are given to them. The teacher will usually tell them what to study and wait until everyone is finished writing to continue. Similarily in college sometimes a student does get one of the professors which do tell them what to write down and do write notes on the board for them, but the notes are not as vague as in high school. On the other hand, when a professor lectures, the students have to listen carefully and write downideas that seem to be importnat to them. In college, abbreviations are a key aspect because people are not going to be able to write down the professor’s lecture word for word, so instead they take the main ideas and write them down. Teachers, both in high school and college, differ in his/her own class policies. For example, both in high school and in college, you can have one teacher that is extremely nice and will tell you what to write and study and you can also have a teacher who is not so nice and does not tell you anything and you have to kind of figure it out for yourself. The last topic in which i am going to compare and contrast is the atmosphere/environment. In highschool, a student does not really have much freedom, high school is kind of like a jail. A student has to be in class by a certain time, and if he/she is late, he/she can get in an enormous amount of trouble. For instance, if a high school walks into class five minutes late, and his/her teacher is not very nice, that student is most likely going to receive a referaal and a detention. A student in high school only has roughly two to three minutes between each class. However, in college the environment is not as strict. There is a good amount of freedom at college. There are breaks between classes anywhere from a few minutes to a few hours. During these breaks, a person does not have to stay at school. â€Å"Although there is freedom in college, likewise to high school eventhough a college student will not get a referral or detention the student’s professor does seem to get mad if a student is late consistentaly and will take a point or two off his/her participation and effort grade, if he/she happen to have one of those not so nice professor’s. â€Å"(Personal Interview) Overall, there are many similarities and differences between high school and college. I found there to be more differences in my search than similarities. I stated three subject matters but there are many more, such as, the tests, the people, the work, and so on. Being a college student now, if there was an opportunity for me to go back and relive my high school days i would, but this time i would pay much more attention because once someone gets to college it seems to be ten times harder!

Cmr Enterprises Essay

CMR, originally Mike’s Cabinets, is an architectural millwork business that competes in two different market segments: commercial and residential. In order to effectively compete in both markets, the nature of CMR’s business varies slightly between them. Commercial business provides two-thirds of the company’s projects as well as 80% of its sales. Due to the higher volume in demand, the commercial sales force is larger than the residential sales team, which relies heavily on CMR’s showroom. The market for commercial business is larger than residential market with projections of its value at upwards of $5 billion. Commercial contracts are also harder to secure than their residential counterparts. They must be bid on and won. Due to the heavy competition for these larger commercial contracts, the â€Å"got rate† for them is around 32%, whereas the residential â€Å"got rate† is around 69%. CMR’s residential department has to operate some what differently than the commercial facet of the company. First of all, project management requires a different degree of flexibility in order to meet ever-changing customer requests. Cash flow cycles are about four to six weeks, which is significantly shorter than the 6 months or more it takes for a commercial cycle. With less indirect labor and lower material costs, residential work actually boasts a higher net margin as well. The main difference between CMR’s nature of business between segments is the customer relationship factor. Residential customers require a softer approach with more face-to-face exposure. Commercial customers are primarily concerned with finding the lowest bid. However, CMR is building relationships with many contractors in attempt to make their jobs easier and potentially work with them in the future. Although CMR treats every customer as equally important, the commercial customers are arguably more valuable. 35 of the top 50 contractor prospects for 1999 were commercial contractors. Furthermore, commercial business typically achieves higher revenues and is likely the only means of meeting CMR’s aggressive growth goals. When Sam Marcus and William Walters bought Mike’s Cabinets in early 1997 they knew they were going to need to change some things abou t the way their business operated. Mike’s Cabinets was running very well as a small town cabinet shop that worked on projects for homeowners as well as large commercial buildings, and had a very good reputation with the people of Lincoln,Nebraska. Although things were running smoothly with the business, Sam and William wanted to produce more profits, and increase cash flows. Blackstone Homes was a homebuilding company that started only two years before Marcus bought Mike’s Cabinets. By the time Marcus was in charge of CMR, Blackstone was one of the largest homebuilders in the area. The president of Blackstone Homes approached Marcus in the fall of 1997, with the idea of starting a partnership. Blackstone was having problems with their current supplier because they couldn’t seem to deliver the cabinets when promised. Marcus was initially intrigued by the sheer volume of work they would be doing with Blackstone, but he thought it would be a great fit with where he was planning for his company to go, and seemed like a great way to make progress towards his profit and cash flow goals. Marcus had to work with his employees and overall business plan, but decided that the residential side of the business was worth expan ding, so he signed a contract with Blackstone Homes. Marcus’s decision to sign with Blackstone Homes was a very good idea for CMR Enterprises. Blackstone had great potential to become one of CMR’s largest accounts, and promised to have continual yearly growth. Blackstone agreed to specify only CMR’s cabinets in all their homes, and CMR assigned a project manager to work exclusively with their new partner. Both companies could see that they would both be benefiting from this partnership from the very beginning, and they were correct. Throughout the first year, Blackstone contributed heavily to CMR’s success, and eventually grew to be about 25% of the residential side of the business. Marcus saw that the residential side of the business had great potential for future growth, and he knew that this was a great way to get his company involved. The additional emphasis on residential work used more of the company’s resources, but it proved to be worth it with the increased revenue and cash flows. CMR Enterprises is confronting an issue with one of its most valuable clients, Blackstone. Blackstone as one of the biggest customers in the area, giving CMR an opportunity for immediate market share and his volume supported its goals to standardize its processes into flexible cells. They approached CMR looking for a new partner to work on a business that represented 25% of CMR’s residential business during the first year of this relationship. Sam Marcus was counting on further growth with his customer to pay his debt and fund expansion efforts. But relationshipswith Blackstone had become increasingly intense on residential construction. Marcus had aggressive goals of reaching $70 million in sales by 2007 by creating a scalable and replicable business model. Moreover, build close relationship with the Blackstone will gave CMR an opportunity to standardize its business processes to be able to benefit from improved operational efficiencies that comes because of scale of operations. However, the relationship between two companies had evolved unpleasantly over time. When Blackstone sells a house, it does come with a pre-finished and installed kitchen, which is included in the price. But if customers want to check CMR’s showroom, they would build these w oodworks according to their new specifications. So the added cost will then be charged to the contractor. After an increase in CMR prices, Blackstone transferred this increase to subcontractors, so impacting considerably their margins and making CMR looked as a too expensive product. This issue to some extent contributed to the clash with Blackstone. Also, internal miscommunication had played a part in this episode. Marcus had implemented a software system for the company, called InfoCentral, and insisted that the residential team use InfoCentral for all internal communications. But it did not work out the way he expected. The system is not frequently updated as required by the employees. The business relations between the two companies started well and was fulfilling for both part. Revenues from Blackstone represent a significant part of revenue growth of the year. However, when the business expended, so did the problems. What was more disappointing was that CMR had shown a weak ma nagement of its relationship with this big client and several operational failures that need to be controlled. Within CMR Enterprises, revenue is generated at different rates in the different segments. Commercial business is responsible for 82% of the revenues generated by the firm, leaving just 18% to residential. Not only do they generate revenue at different rates, but profit is generated at different rates as well. According to the CMR Enterprises Factsheet, SG&A Costs were $2,900,000. If we distribute these costs according to percent of revenue generated across the CMR’s business segments, we see that the commercial segment provided a Net Profit of $1,124,152 for a Net Margin of 15.5%, while the residential segment provided a Net Profit of $87,632 for a Net Margin of 5.4%. Blackstone’s Net margin of 5.7% is actually greater than the Net Margin for the residentialsegment without Blackstone. Net Profit from Blackstone for the year was $17,235. In the second scenario, SG&A costs were assigned in a different way. Indirect labor was assigned to the corresponding segment. SG&A expenses besides indirect labor were then distributed to the segments according to percent of revenue generated. This tells a different story. Whereas in the first scenario the commercial segment was responsible for almost 10% more Net Margin; in the second scenario, residential Net Profit was $274,632 for a Net Margin of 17.2%, while commercial Net Profit was $937,152 for a Net Margin of 13.9%. In this scenario Net Margin from Blackstone is only 13.3% of revenue, which is below the average for residential. The cause of the difference between the scenarios is the high number of administrative personnel assigned to commercial work. From the CMR Enterprises Factsheet, we see that there are 43 administrative personnel, of which only 4 are dedicated to residential work. This leaves 39 employees working on commercial work at an average of $50,000 per year, a total of $1.9 million dollars. Scenario 2 captures this more fully, placing a more realistic percentage of SG&A costs onto the commercial segment. Blackstone’s profitability is slightly less than that of the commercial business, and nearly 4% less than the residential business. Terminating the relationship with Blackstone would be a good choice in the situation for CMR Enterprises. It is obvious that Blackstone provides a significant amount of residential business, which means a substantial cash contribution to support CMR’s other business like commercial work. Especially in the initial partnership, CMR first grabbed residential market share and earned 25% more of its residential business and Blackstone benefited from CMR’s expertise and correction. However, some potential loss shows the general trend that CMR benefit less and less in the partnership with Blackstone. First, CMR acquires more profit per shop hour in commercial business than residential work. According to Exhibit 7b, the highest residential revenue per shop hour of $48.13 is less profitable than the lowest commercial revenue per shop hour. Even though we recommend letting Blackstone go as a client, the residential business on a whole is profitable and should be kept. It is integral to the companies’ core values, and provides a valuable link to the community. Moving forward with franchising efforts, however, we would advise sticking to commercial business. If CMR is to attempt to make headway into new markets, it would be advantageous to proceed with a strategy that is more singular in focus. CMR has had success implementing their InfoCentral tool in their commercial business, and it seems that they have a good business model going forward. Trying to replicate the success that they’ve had with the residential business would add unwanted complexity to their business model. CMR’s current residential customer base is there as a result of years of loyalty and good service from Mike’s Cabinets. This loyalty would not exist in a new market.

Analyse the benefits of deploying tablet computers in organisations Assignment

Analyse the benefits of deploying tablet computers in organisations and should focus specifically, and at a minimum, on areas such as productivity, accessibility, and compatibility - Assignment Example This paper focuses on the merits of supplying workers with computer tablets in the workplace (Sorin). A tablet refers to a mobile computer which is equipped with a variety of features such as a touch screen, microphone and camera. Unlike computers, tablets do not necessarily require the use of mouse or keyboard. Instead, they have sensors which can be operated by the use of stylus gestures or fingers. However, it might contain virtual keyboards that are used for performing any typing work. With their small and comfortable portably design, tablets can be very much suitable for individual use. Meaning, they can be easily used by one person without necessarily relying on a network of computers or servers. Thus, it can suit workers both in their offices and at the comfort of their homes. When an employer opts to supply the workers with tablets, they should be commended for taking a noble initiative. This is because it can benefit them in the following ways: To begin with, a tablet computer can greatly help the workers to improve the efficiency of their communications. When each worker is given a personal tablet, they can use them in communicating with one another. This can be done through the use of email, fax, chat room or short messages. Indeed, these are revolutionary means of communication which have greatly impacted on the lives of workers. Unlike it was before, workers had to rely on traditional means of communication such as letter writing or face to face communication. However, when each of them has a personal tablet, they would no longer need to take much time drafting letters or leaving their offices to go and look for others to deliver the message to. Instead, if they have tablets, they will only require connecting them to the internet then draft and sending short and brief messages. With personal tablets, individual workers can easily communicate to their seniors, colleagues or juniors without many interruptions. This is be cause